Parametric Insurance Modelling That Delivers
We help partners build scalable parametric insurance for underserved communities. Our climate risk modelling combines satellite data, actuarial expertise, and localised analytics to deliver protection where it’s needed most.
Parametric Insurance Design, Modelling & Structuring
We help partners transform risk data into resilient insurance solutions. From index design to premium pricing and reinsurance structuring, our approach is fast, transparent, and rooted in real-world climate risk.
Parametric Product Design
We build tailored index models that define when, where, and how protection is triggered, using gridded satellite data and custom calibrations.
Climate
Risk Modelling
Our in-house model uses the Blue Marble Design to run actuarial simulations, validate triggers, and set optimal pricing parameters.
Deal
Structuring
We design issuance strategies with insurers, brokers, and reinsurers to ensure efficiency, transparency, and regulatory readiness.
Technical
Documentation
We package all model specs, trigger definitions, and methodology into clear documentation. Designed for regulatory approval, reinsurance review, or technical integration.
BM
Monitor & Tracking
Real-time monitoring of payout performance, index movement, and beneficiary impact through our BM Monitor dashboard.
Built for a Changing Climate
From rainfall shortfalls to heatwaves and hurricanes, our parametric models are designed to respond to the climate shocks that matter most. We use satellite-based data and proprietary tools to provide fast, scalable protection for vulnerable communities and systems.
How Parametric
Insurance Works
A simple, data-driven model that turns climate signals into fast, reliable protection. No claims paperwork, no delays.
01
Choose the right index
We identify specific weather indices, such as rainfall levels or temperature extremes, that directly impact productivity and livelihoods.
02
Monitor the Data
Using advanced technology, we continuously monitor these indices through reliable and accurate climatic weather data sources.
03
Set the Trigger Points
Predefined trigger points are set for the selected indices. When these thresholds are reached or exceeded, it indicates a weather event that could cause significant losses.
04
Payout Automatically
Once a trigger point is met, payouts are automatically processed without the need for lengthy claims procedures. This ensures timely financial support to help affected communities recover quickly.
Who It's For
The service is designed for:
Governments preparing national schemes
Insurers expanding into climate risk
Banks and MFIs seeking climate coverage
Development Partners needing fast product build
Brokers structuring impact programs
Design, Monitor, Deliver
Our proprietary technology supports the full lifecycle of parametric insurance, from index calibration to payout tracking and reporting. We combine local data with global standards to ensure accuracy, transparency, and confidence across every step.
BM Design
Our modelling platform enables fast, accurate index creation using trusted climate datasets.
- Build Tailored Models
- Test & Calibrate Easily
- Use Climate Data at Scale
- Scale with Confidence
BM Monitor
Our real-time monitoring platform for partners and clients.
- Automated tracking
- Monitor Policy Performance
- Beneficiary Payout Reports
- Third-Party Integration
Why Parametric Insurance Works
Parametric insurance delivers fast, transparent protection using clear, data-based triggers instead of complex claims processes. It’s faster for communities, simpler for insurers, and trusted by partners around the world.
Speed to Market
Model and price in weeks, not months.
Financial Security
Ensure stability and peace of mind, knowing that your livelihood is protected against climate risks.
Timely Protection
Receive automatic payouts when climate thresholds are met, providing immediate financial support during critical times.
Resilience Building
Support communities in recovering quickly from climate shocks, fostering long-term resilience and sustainability.
Transparency
Gain confidence in the process with transparent trigger points and payout mechanisms, enhancing trust in the provided protection.
CASE STUDIES
Real Impact, Real Stories.
Blue Marble Global COO Ana María Gallón Soto joins FIVERDE 2026 to discuss climate finance, adaptation and resilience to El Niño.
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Extreme heat affects more than health. It can reduce working hours, income and financial security, highlighting the need for stronger financial resilience.
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Blue Marble stands with communities affected by the devastating Nepal-China border floods as search, rescue and relief efforts continue.
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Parametric insurance uses data-based triggers to enable faster payouts after climate shocks, strengthening resilience in underserved communities.
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Climate insurance supported more than 5,100 coffee farmers in Kenya after extreme weather triggered coverage during the 2025–2026 season.
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Blue Marble joins Indonesian partners to develop parametric insurance solutions that strengthen climate resilience for coffee and cocoa smallholder farmers.
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Blue Marble is working with Sri Lankan MFIs to explore climate risk analytics and parametric insurance that strengthen financial resilience after extreme weather.
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Climate resilience in India is strengthened through parametric insurance, helping smallholder farmers recover faster from climate-related weather shocks.
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